Our Story

Built to automate
what CAs do
manually every day.

AarogyamFin started as a bank statement analyzer. After speaking with CAs, we realized the real pain is books finalisation — clubbing 26AS, AIS, GST data, and bank statements into Schedule III financials. So we built that.

H
Hardik
Founder Developer Trader Student

"A CA told me — categorizing bank statements is 10% of the work. The real grind is consolidating 26AS, AIS, GST, and TDS into final financials. That's what we're solving."

What We Do

End-to-end CA workflow automation, powered by AI

01
📊

Books Finalisation

Upload 26AS, AIS, and bank statements — get reconciled income, TDS credits, and Schedule III Balance Sheet & P&L. Hours of CA work, done in seconds.

02
📋

GST Compliance Suite

GSTR-1 auto-fill from invoices, GSTR-3B tax computation, GSTR-2A/2B ITC reconciliation, and a compliance calendar — all GST workflows in one place.

03
🏦

Bank Statement Intelligence

Upload any Indian bank PDF — get categorized transactions, ITR form suggestion, loan eligibility, audit checks, FOIR, compliance flags, and Excel exports.

How we got here

It started with a simple problem — as a trader and student, I was downloading bank statements and manually scrolling through hundreds of transactions. So I built a parser that could read any Indian bank PDF and categorize everything instantly.

Then an investor saw the potential and pushed us toward GST compliance — GSTR-1 auto-fill, GSTR-3B computation, 2A/2B reconciliation. My father, who has deep GST domain expertise, shaped how these modules actually work in practice.

The real turning point was a conversation with CA Harsh Gupta. He told me bluntly — bank statement categorization saves a CA 10% of their time. The real pain is books finalisation — clubbing 26AS, AIS, GST data, TDS returns into a final Balance Sheet and P&L in Schedule III format. That's where CAs spend hours.

So we built the Multi-Source Financial Consolidator — upload your bank statement, 26AS, and AIS together, and get reconciled financials instantly. No data sent to external AI APIs. Everything processed locally.

We incorporated as AarogyamFin Financial Services Pvt. Ltd., applied for DPIIT recognition — and the Government of India validated what we'd been building. Certificate No. DIPP265941. Finance Technology. Business Finance. That's not just a badge. That's the government saying this problem is real and our approach works.

Government Recognized

The Government of India recognizes what we're building.

AarogyamFin Financial Services Pvt. Ltd. has been officially recognized as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT), under the Ministry of Commerce & Industry, Government of India.

This recognition is not handed out to just anyone. DPIIT evaluates startups on their innovation, scalability, and potential to solve real problems in the Indian economy. Out of the thousands of applications they receive, only those building something genuinely impactful make the cut.

For AarogyamFin, the recognition came under Finance Technology industry and Business Finance sector — a direct acknowledgement that the problem we're solving — automating CA workflows, GST compliance, and books finalisation — is a real, validated need in India's financial ecosystem.

When a CA or business owner uses AarogyamFin, they're not trusting a random tool built in someone's bedroom. They're trusting a government-recognized fintech company that has been vetted, registered, and certified by the same department that oversees India's startup ecosystem.

Certificate No DIPP265941
Issued 06 June 2026
Valid Until 05 May 2036
Entity Private Limited Company
DPIIT Certificate of Recognition — AarogyamFin Financial Services Pvt. Ltd. — Certificate No DIPP265941 — Government of India

Certificate of Recognition · Government of India · Click to view full

Roadmap

Where we are and what's next

Phase 1
Complete

Bank Statement Analyzer + Financial Dashboard

Multi-bank PDF parsing, transaction categorization, 5-module financial dashboard (Expense, ITR, Audit, Loan Assessment, Compliance), keyword search, Excel export.

● Live
Phase 2
Complete

GST Compliance Suite

GSTR-1 auto-fill (bank PDF + invoice Excel), GSTR-3B tax computation with ITC utilization, GSTR-2A/2B reconciliation with mismatch detection, GST compliance calendar.

● Live
Phase 3
Complete

Multi-Source Financial Consolidator

Upload bank statement + 26AS + AIS together. Reconciled income across sources, TDS credit matching, and indicative Balance Sheet & P&L in Schedule III format.

● Live
Phase 4
Next

Multi-Client CA Dashboard

CAs can onboard multiple clients, upload documents per client, track filing status, and share insights — turning AarogyamFin into a full practice management tool for CA firms.

◐ Coming Soon
Phase 5
Future

Mobile App + Advanced Automation

Android app on Google Play Store (currently in testing). Automatic ITR form generation, multi-statement comparison across financial years, and deeper CA workflow integrations.

○ In Progress

Ready to automate
your CA workflow?

Books finalisation, GST compliance, bank analysis — everything in one platform. No data stored, no external AI APIs.

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