DPIIT Recognised · DIPP265941 · Made in India

Bank Statement
Analysis
Tool

Upload any Indian bank statement PDF — get instant transaction extraction, Excel export, loan eligibility, ITR data, and AI-powered insights. Built for CAs, DSAs & NBFCs.

Rs 49/parse · Complete tool · 30+ banks

Live Analysis Preview
847
Transactions
Rs 4.2L
Avg Monthly
23s
Parse Time
98%
Accuracy
Supported Banks
SBI HDFC ICICI Axis Kotak PNB BOB Canara +22 more
Bank-specific pages SBI HDFC ICICI Axis Kotak PNB Bank of Baroda Canara Union Bank +21 more
Process

Three steps to complete financial clarity

01

Upload Your PDF

Upload any Indian bank statement PDF — any format, any bank, password-protected statements supported. No manual data entry needed.

02

AI Auto-Analyses

Our AI + OCR engine auto-detects the bank format and extracts every transaction with category, type, and balance — in under 30 seconds.

03

Export & Decide

Download Excel, view loan eligibility report, ITR summary, compliance flags — or chat with AI directly about the statement data.

Everything you get after analysis

📊

Excel Export

All transactions in structured Excel — date, narration, debit, credit, running balance. Ready for Tally import or client handoff.

🏦

Loan Eligibility

Auto-calculated EMI capacity, FOIR, net monthly income from 3–12 months of data. Instant underwriting for DSAs and NBFCs.

📋

ITR Summary

Income classification — salary, freelance, interest. Deductible expenses under 80C, 80D. ITR form suggestion included.

🤖

AI Chat on Statement

Ask natural questions — "show all UPI credits above Rs 10,000" or "what is the average salary received?" — and get instant answers.

🔍

Transaction Search

Filter by keyword, amount range, date range, credit/debit type. Find any transaction in seconds across months of data.

🛡️

Compliance Flags

High-value transaction alerts, STR candidates, structuring suspects, Form 61A requirement check — all auto-detected.

Audience

Built for financial professionals

🧾

Chartered Accountants

Analyze client bank statements 10x faster. Auto-generate ITR summaries, audit reports, and compliance checks — for every client, every quarter.

CA Use Cases →
🤝

DSAs & Loan Agents

Verify income, calculate FOIR, assess loan eligibility in seconds before submitting to lenders. Reduce rejection rates significantly.

DSA Use Cases →
🏢

NBFCs & Lenders

Automated underwriting — extract 12-month income trends, EMI obligations, risk flags, and credit profile without manual review.

NBFC Use Cases →
Rs 49
Per bank statement parse
  • Full transaction extraction
  • Excel download
  • Loan eligibility report
  • ITR summary
  • AI chat on your data
  • All 30+ banks included
  • Compliance flags
Start Analyzing

Simple,
honest pricing

No monthly subscriptions. No seat licenses. No hidden charges. Pay only when you analyze — ideal for CAs with varying monthly client volumes and DSAs who need occasional assessments.

🔒

No Data Storage

PDFs are processed and immediately discarded. Zero permanent retention.

🛡️

HTTPS Encrypted

All connections secured. Data never leaves our servers unencrypted.

🇮🇳

DPIIT Recognised

DIPP265941 · StartInUP certified · Incorporated under MCA India.

Under 30 Seconds

Results in under 30 seconds. No waiting, no delays, no manual steps.

FAQ

Frequently asked questions

What makes a good bank statement analysis tool for Indian lending use cases?
The tool must support 30+ Indian bank formats, handle both digital and scanned PDFs, compute FOIR and loan eligibility automatically, and export to Excel — all without requiring API integration. AarogyamFin meets all these criteria at Rs 49 per statement.
Is this tool approved or recommended for use by RBI-regulated NBFCs?
AarogyamFin is DPIIT-recognized (DIPP265941) and used by multiple NBFCs and DSA networks. It processes data in-memory with no permanent storage — aligned with RBI data security guidance for financial intermediaries.
Can this tool flag suspicious transaction patterns for compliance review?
Yes. The tool highlights large cash deposits, round-number credits, sudden balance spikes, and clusters of same-day transfers — patterns that CAs and compliance officers use for AML and KYC review.
How does this tool compare to manual analysis using Excel pivot tables?
Manual Excel analysis of a 6-month statement takes 2–4 hours. AarogyamFin's tool delivers the same output — categorized transactions, income summary, FOIR — in under 30 seconds, with no formula setup.
Does the tool support joint account statements or only individual accounts?
Yes. Joint account statements are parsed the same way — all transactions are extracted regardless of whether the account is individual, joint, or operated by a business entity.

Ready to analyze your
first statement?

Join CAs, DSAs and NBFCs saving hours every week with AarogyamFin. Upload your first bank statement and get results in under 30 seconds.

Rs 49/parse · DPIIT Recognised · No subscription