DPIIT Recognised · DIPP265941 · Made in India

Bank
Statement
Parser

Upload any Indian bank statement PDF — get instant transaction extraction, Excel export, loan eligibility, ITR data, and AI-powered insights. Built for CAs, DSAs & NBFCs.

Analyze Statement View Accuracy →

Rs 49/parse · 98%+ accuracy · 30+ banks

Live Analysis Preview
847
Transactions
Rs 4.2L
Avg Monthly
23s
Parse Time
98%
Accuracy
Supported Banks
SBI HDFC ICICI Axis Kotak PNB BOB Canara +22 more
Bank-specific pages SBI HDFC ICICI Axis Kotak PNB Bank of Baroda Canara Union Bank +21 more
Process

Three steps to complete financial clarity

01

Upload Your PDF

Upload any Indian bank statement PDF — any format, any bank, password-protected statements supported. No manual data entry needed.

02

AI Auto-Analyses

Our AI + OCR engine auto-detects the bank format and extracts every transaction with category, type, and balance — in under 30 seconds.

03

Export & Decide

Download Excel, view loan eligibility report, ITR summary, compliance flags — or chat with AI directly about the statement data.

Capabilities

Everything you get after analysis

📊

Excel Export

All transactions in structured Excel — date, narration, debit, credit, running balance. Ready for Tally import or client handoff.

🏦

Loan Eligibility

Auto-calculated EMI capacity, FOIR, net monthly income from 3–12 months of data. Instant underwriting for DSAs and NBFCs.

📋

ITR Summary

Income classification — salary, freelance, interest. Deductible expenses under 80C, 80D. ITR form suggestion included.

🤖

AI Chat on Statement

Ask natural questions — "show all UPI credits above Rs 10,000" or "what is the average salary received?" — and get instant answers.

🔍

Transaction Search

Filter by keyword, amount range, date range, credit/debit type. Find any transaction in seconds across months of data.

🛡️

Compliance Flags

High-value transaction alerts, STR candidates, structuring suspects, Form 61A requirement check — all auto-detected.

Audience

Built for financial professionals

🧾

Chartered Accountants

Analyze client bank statements 10x faster. Auto-generate ITR summaries, audit reports, and compliance checks — for every client, every quarter.

CA Use Cases →
🤝

DSAs & Loan Agents

Verify income, calculate FOIR, assess loan eligibility in seconds before submitting to lenders. Reduce rejection rates significantly.

DSA Use Cases →
🏢

NBFCs & Lenders

Automated underwriting — extract 12-month income trends, EMI obligations, risk flags, and credit profile without manual review.

NBFC Use Cases →
Rs 49
Per bank statement parse
  • Full transaction extraction
  • Excel download
  • Loan eligibility report
  • ITR summary
  • AI chat on your data
  • All 30+ banks included
  • Compliance flags
Start Analyzing
Pricing

Simple,
honest pricing

No monthly subscriptions. No seat licenses. No hidden charges. Pay only when you analyze — ideal for CAs with varying monthly client volumes and DSAs who need occasional assessments.

🔒

No Data Storage

PDFs are processed and immediately discarded. Zero permanent retention.

🛡️

HTTPS Encrypted

All connections secured. Data never leaves our servers unencrypted.

🇮🇳

DPIIT Recognised

DIPP265941 · StartInUP certified · Incorporated under MCA India.

⚡

Under 30 Seconds

Results in under 30 seconds. No waiting, no delays, no manual steps.

FAQ

Frequently asked questions

What is a statement parser and what data does it extract?
A statement parser reads a PDF bank statement and converts it into structured rows of data: transaction date, narration, debit amount, credit amount, and running balance. AarogyamFin's parser also adds auto-detected category and outputs the result as clean Excel.
How does the statement parser detect which bank issued the statement?
AarogyamFin auto-detects the bank using layout fingerprinting — it reads the header, column structure, and narration patterns to identify the bank format and apply the correct parsing logic. No manual selection needed.
Can the statement parser handle statements with merged or split transaction rows?
Yes. Some bank formats (particularly older SBI and cooperative bank formats) split narrations across multiple lines. AarogyamFin's parser intelligently merges these into single transaction records.
Does the statement parser work for cooperative banks and small finance banks?
Yes. Beyond the 30+ major banks, AarogyamFin includes a universal parser that handles cooperative banks, small finance banks, and regional rural banks — common in semi-urban lending by DSAs and NBFCs.
How fast does the parser process a 12-month bank statement?
Under 30 seconds for most statements. Even large PDFs with 500+ transactions are parsed and exported to Excel within a minute. No waiting, no queues.
Get Started

Ready to analyze your
first statement?

Join CAs, DSAs and NBFCs saving hours every week with AarogyamFin. Upload your first bank statement and get results in under 30 seconds.

Analyze Now — Free Test Accuracy First →

Rs 49/parse · DPIIT Recognised · No subscription